Severe PTSD and PIP: Complete Guide to Descriptors & Points

If you have Severe PTSD, you may be entitled to PIP (Personal Independence Payment). This guide shows which PIP descriptors apply to your condition and how many points you could receive.

Last updated: February 2026 | Based on Social Security (Personal Independence Payment) Regulations 2013

Which PIP Activities Does Severe PTSD Affect?

Engaging with other people face to face

  • Descriptor 9d: Cannot engage with other people due to significant distress or risk of harm — 8 points (e.g. phonophobia, violent reactions, complete avoidance)

Planning and following journeys

  • Descriptor 11e: Cannot undertake any journey because of overwhelming distress — 10 points (e.g. panic attacks prevent leaving, severe agoraphobia)

How to Claim PIP for Severe PTSD

  1. Use our free PIP eligibility checker to estimate your points
  2. Answer based on your worst days, not your best days
  3. Remember the reliability test: can you do it safely, repeatedly, to an acceptable standard, in a reasonable time?
  4. Gather supporting evidence from your GP or specialist

Already Been Denied?

73% of PIP appeals succeed at tribunal. If you’ve been denied, use our Mandatory Reconsideration letter builder to challenge the decision.